
Richard Howarth is a highly experienced professional with 28.1 years of work experience in the banking industry. He has a strong background in credit risk management, portfolio management, and credit analysis. Richard has worked at reputable institutions such as Ally, Bank of America, JPMorgan Chase & Co., Booths Supermarket, and Bank of North Carolina. He is currently a Vice President at Bank of America and has a proven track record in commercial lending and risk management. Richard is based in the United States and holds a degree from the University of North Carolina at Greensboro.

senior economist at ally financial services&Senior Economist
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