
Nik Chillar is a highly experienced professional with 28.8 years of work experience in portfolio management, loans, and financial structuring. He is currently the co-president of Angel Oak Commercial Lending and Rick Gallitto. Nik has a strong background in commercial real estate loan origination, underwriting, and bank regulatory implementation. He has also held key positions at Union Bank and CharterMac Mortgage Capital, where he managed CMBS/CLO securities and structured finance teams. Nik has received recognition for his success in structuring successful CMBS transactions in Switzerland, Italy, and Spain.

commercial real estate & small business lender strategic advisor & board member at asset class technologies a data science and ai technology start-up firm&Co-President
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